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FINANCE CENTER

 

Open 9 AM - 6 PM

 

Toyota Financing in Dalton, GA

At North Georgia Toyota, we make it easy to get approved for a new or used vehicle. Whether you have excellent credit or are rebuilding, our finance center in Dalton, GA is here to help with flexible loan and lease options.

 

Guaranteed Lease Approval

Already leasing with Southeast Toyota Finance (SETF)? You may qualify for guaranteed lease approval on a new Toyota.

  • 12 on-time payments with SETF
  • Finance up to 115% of your current monthly payment
  • Credit score of 600 or higher
  • Max 48-month lease term

 

College Graduate Program

New grads can take advantage of exclusive financing incentives at North Georgia Toyota.

  • $500 rebate + Tier 1 APR rates
  • No down payment or security deposit required
  • Up to 90-day deferred first payment (purchases only)
  • Graduated within last 2 years or graduating in next 120 days

 

Military Rebate Program

We proudly support those who serve with exclusive Toyota military rebates.

  • $500 rebate for eligible U.S. military personnel and families
  • Valid on new Toyota vehicles (including select demos)
  • Cannot be combined with College Rebate
  • Must provide proof of service

 

Encore Loyalty Program

Current SETF customers may qualify for a special loyalty offer after maintaining on-time payments.

  • APR or lease rate reduction
  • Eligible after 9 on-time payments with SETF
  • Applies to any new, untitled Toyota
  • Cannot be combined with special APR/lease offers

 

Retail Loyalty Program

This program rewards consistent payers with enhanced approval terms and better APR tiers.

  • Available on all new Toyota models
  • Enhanced APR tiers for Credit Scores 580–659
  • Last 12 payments must be “as agreed”

 

Retail Conquest Program

Switching to Toyota from another brand? You may qualify for special conquest offers.

  • Special APRs on select 2024–2025 models
  • Minimum Credit Score: 580
  • Great for customers coming from other lenders

 

Get Pre-Approved Today

North Georgia Toyota makes financing easy. Apply online now to get started, or visit our dealership in Dalton, GA for personalized assistance.

 

Toyota Financing FAQs

Can I apply for Toyota financing online?
Yes, North Georgia Toyota offers a secure online finance application so you can get pre-approved from home. It only takes a few minutes to apply online.
What credit score do I need to qualify for financing?
We work with all credit types. While higher scores often receive better rates, we also offer programs for buyers with credit scores as lower credit score or even those just starting out.
Do you offer financing for used Toyota vehicles?
Absolutely. Our finance center provides options for new, certified pre-owned, and used models.
Can I trade in my vehicle as a down payment?
Yes, you can apply the value of your trade-in toward your new or used purchase. We offer free appraisals and accept all makes and models.
Do you have any special programs for college students or military?
Yes, we offer both the Toyota College Graduate Program and Military Rebate Program. These include rate discounts and cash incentives for qualifying applicants.