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706.278.1322 Open on Wednesday at 9 AM
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FINANCE CENTER

 

Open on Wednesday at 9 AM

 

Welcome to the

North Georgia Toyota Financing Center


Explore flexible auto financing options at North Georgia Toyota. Whether you're a returning customer, new graduate, or switching from another lender, we have a program tailored to you.


Encore Loyalty Program

  • APR or lease rate reduction
  • Eligible after 9 on-time payments with SETF
  • Applies to any new, untitled Toyota
  • Cannot be combined with special APR/lease offers

Retail Loyalty Program

  • All New Toyota Vehicles
  • Enhanced APR tiers for Credit Scores 580–659
  • Last 12 payments must be "as agreed"

Retail Conquest Program

  • Great for customers switching to Toyota
  • Special APRs on select 2024–2025 models
  • Minimum Credit Score: 580

College Graduate Program

  • $500 rebate + Tier 1 APR qualification
  • No down payment or security deposit required
  • Deferred first payment up to 90 days (purchases only)
  • Must have graduated within the last 2 years or upcoming graduation within 120 days

Military Rebate Program

  • $500 rebate for military personnel, veterans, and Gold Star families
  • Valid on new Toyota vehicles (including select demos)
  • Cannot be combined with College Rebate
  • Must provide proof of service

Guaranteed Lease Approval

  • Available for existing SETF customers with 12 on-time payments
  • Finance up to 115% of the current monthly payment
  • Credit score of 600 or higher required
  • Max 48-month lease term

Ready to Start?


Apply online, calculate your payments, or speak with one of our finance experts. We're here to make financing your next Toyota simple and transparent.